Privacy Policy
Last Updated: August 11, 2026
1. Information We Collect
We prioritize minimal data collection. Our calculation engine processes spending inputs (e.g. monthly dining or travel amounts) purely within your local browser session. If you choose to join our early-access waitlist, we collect your email address.
2. No Credit Bureau Access (Zero Credit Pull)
Card Recommendation Engine does not collect Social Security Numbers (SSNs), date of birth, bank login credentials, or full credit bureau reports. Our engine calculates net ROI strictly based on user-provided spending estimates.
3. How We Use Waitlist Data
Email addresses submitted via our early access form are stored securely and used exclusively to send calculation updates, product release notifications, and feature announcements. We never sell, rent, or trade your email address to third-party advertisers or credit card issuers.
4. Analytics & Cookies
We use privacy-focused performance analytics to understand aggregate traffic flows and optimize calculation engine speed. We do not use intrusive cross-site tracking cookies or advertising pixels.
5. Data Erasure Rights
You have the right to request deletion of your email address from our waitlist systems at any time. Simply send an opt-out request to privacy@cardrecommendation.com.